Personal Solutions
Life Insurance
Since everyone’s situation and goals are different, our solutions are designed differently, too. Depending on what you need, your life insurance strategy can simply be your safety net from the unexpected, or it can be the foundation of a smart financial plan, giving you more financial flexibility for the things that are important during your life like paying for college, growing your business, and having more income in retirement.
You have worked hard to build a life you enjoy with the people you love, now it’s time to protect it all. You won’t have to wonder how much or what type of life insurance you need, we make it easy to figure that out!
Disability Insurance
Did you know that one in four people will be disabled at some point during their careers? Disability insurance is designed to protect your income by replacing a portion of your paycheck if you’re ever too sick or injured to work. It lets you rest easy knowing that your expenses will be covered, keeping your lifestyle intact and your financial plan on track so you can focus on getting better.
Your ability to earn a living is likely the most important financial asset you have. Disability insurance can help protect your income in case the unexpected happens.
Long-Term Care
Many people think they won’t need long-term care; however, research suggests they’ll need it at some point in their life. And age isn’t the only reason. A chronic illness or debilitating injury that keeps you from living on your own or properly caring for yourself can happen no matter how old you are. Many people also think that the costs of long-term care will be completely covered by health insurance or Medicare – but they’re typically not. That’s why it’s important to have a plan in place. We can help you figure out the best option for you and your loved ones.
Have the flexibility to choose the care you may need for yourself or a loved one while helping to protect all that you’ve worked so hard for.
Why Love Insurance
Some insurance is solely there to protect the things we cherish and the people we love. Some insurance can be used to build assets. Some insurance can enhance your tax strategy. Some insurance can do it all!
Did you know banks own Billions of dollars of life insurance?!?! It is part of their tier one capital reserve. Did you know Bill Gates and Warren Buffet are two of the largest private owns of life insurance? John McCain started his Presidential campaign by taking a loan from his life insurance.